Give every paycheck a plan
Biweekly Budget
Know which paycheck covers each bill. Reserve everyday spending and spot a projected shortfall before your next biweekly payday.
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for everyday money.
Find a Google Sheets template for your paychecks, your monthly plan, or your everyday spending.
Four free workbooks. No payment or email required. Try an example or make your own Google Sheets copy.
Compare plan and actual
Monthly Budget
Compare your category budgets with actual spending. Account for refunds and see what remains in your monthly plan.
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Understand everyday spending
Expense Tracker
Record everyday transactions, see spending by category, and follow your month-to-date spending without counting transfers twice.
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Explore a repayment path
Debt Payoff
Compare snowball and avalanche payment priorities. Explore estimated payoff time, estimated interest and how extra payments change the balance curve.
Get the free templateFind the right template
for your routine.
Start with the question you want to answer.
Which paycheck covers this bill?
Biweekly Budget
Plan bills between paydays and see projected balances.
Am I staying within my monthly plan?
Monthly Budget
Compare category budgets with actual spending.
Where is my money going?
Expense Tracker
Record transactions, refunds and transfers.
How could extra payments change my plan?
Debt Payoff
Compare snowball and avalanche payoff estimates.
Monthly Budget compares your spending with a plan. Expense Tracker focuses on recording and understanding actual transactions.
A little guidance to get started.
Follow a practical example, one step at a time.
How to Budget When You Get Paid Every Two Weeks
Plan bills between paydays, reserve everyday spending, and check what carries into your next paycheck.
Read the guideHow to Use a Monthly Budget Template in Google Sheets
Set category budgets, record transactions, and compare planned spending with actual spending.
Read the guideHow to Track Expenses, Refunds and Transfers
Keep transaction types distinct and understand what counts toward net spending.
Read the guideCompare Snowball and Avalanche in a Spreadsheet
Compare the same debts and monthly budget, then check the estimates and assumptions.
Read the guideNew to spreadsheet templates?
Find out what you need to get started.